800-253-4012
402 Morningside Drive, Sac City
Licensed in Iowa, Nebraska, Kansas, and South Dakota

Our Products

The Roland L. Geyer Agency focuses solely on the complexity of crop and livestock insurance products. Our commitment to working only with these products allows us to serve our clients better.

Our staff is able to invest our time in continuing education on only crop and livestock insurance. We offer the following products from the nation’s leading insurance providers. You can be confident we know the products and our customers, so we pair you with the appropriate coverage for your farm business.

Buying a crop insurance policy is one risk management option. Producers should always carefully consider how a policy will work in conjunction with their other risk management strategies to insure the best possible outcome each crop year. Crop insurance agents and other agri-business specialists can assist farmers in developing a good management plan.

Multi-peril Crop Insurance

Multiple Peril Crop Insurance provides comprehensive protection against weather-related causes of loss and certain other unavoidable perils. Coverage is available at 50 to 75 percent of the actual production history (APH) for the farm. Coverage levels of 80 and 85 percent are available for some crops if indicated on the actuarial documents for the county. MPCI coverage provides protection against low yields and poor quality as well as prevented planting, late planting, and replanting costs for most crops.


Revenue Protection

Revenue Protection (RP) policies insure producers against yield losses due to natural causes and revenue losses caused by a change in the harvest price from the projected price. The producer selects the amount of average yield he or she wishes to insure; from 50 to 75 percent (up to 85 percent in some areas). The projected and harvest prices are based on daily settlement prices for certain futures contracts.


Yield Protection

Yield Protection (YP) policies insure producers in the same manner as APH policies, except a projected price is used to determine insurance coverage. The projected price is based on daily settlement prices for certain future contracts.



Area Risk Protection Insurance (ARPI)

Insurance coverage based on an area, not an individual, yield or revenue amount. There are three plans of insurance available under ARPI: Area Revenue Protection, Area Revenue Protection with the Harvest Price Exclusion, and the Area Yield Protection.


Livestock Gross Margin

Livestock Gross Margin (LGM) provides protection against loss of gross margin (market value of livestock minus feed costs).




Livestock Risk Protection

Livestock Risk Protection (LRP) provides protection against price declines.




Crop-Hail Coverage

Crop-Hail provides coverage against loss to growing crops caused by hail. A crop hail policy may also provide coverage for loss caused by other perils including fire, lightning, wind (when accompanied by hail or by separate endorsement), vandalism, and malicious mischief.




Important Crop Insurance Dates for Iowa

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SALES CLOSING

INITIAL PLANTING

FINAL PLANTING

ACREAGE REPORTING

PREMIUM BILL DATE

END OF INSURANCE

CANCELLATION

PRODUCTION REPORTING

CORN

March 15th

April 11th

May 31st

July 15th

August 15th

December 10th

March 15th

April 30th

SOYBEANS

March 15th

April 21st

June 15th

July 15th

August 15th

December 10th

March 15th

April 30th

OATS

March 15th

N/A

April 30th

July 15th

August 15th

October 31st

March 15th

April 30th

POPCORN

March 15th

April 11th

May 20th

July 15th

August 15th

December 10th

March 15th

April 30th

BARLEY

March 15th

N/A

April 30th

July 15th

August 15th

October 31st

March 15th

April 30th

Sales Closing--last day to apply for or change current coverage

Initial Planting--the earliest date you may plant and have replanting coverage

Final Planting--last day to plant unless insured as late planted acreage

Acreage Reporting--last day to report the acreage planted

Premium Billing Date--the earliest date upon which you will be billed for insurance coverage based on your acreage report

End of Insurance--last day of insurance coverage

Cancellation--last day to request cancellation of policy for the next year

Production Reporting--last day to report production for your yield history